William Duncan is Accepted as a Provisional Member...

As of May 24, 2011, we are pleased to announce that William Duncan has been accepted as a Provisional Member of the National Association of Personal Financial Advisors. This organization is highly respected in the financial industry and press for its standards. In order to be admitted as a provisional member: First and foremost, the applicant must be a Fee-Only financial planner. The planner may not derive any compensation...

Toby Keith’s Financial Planning Advice(?)!

Remember that I’m originally from Oklahoma. I grew up listening to country music. This wasn’t my first choice but you didn’t mess with the radio station if my dad was within earshot. Now, I actually enjoy it. I was listening the other day while Toby Keith’s “Somewhere Else” was on and two lines of the lyrics struck a financial or goal planning nerve. Toby had gotten it just right. In...

Update: What you don’t know about your Socia...

The first workshop was held last week. We had a nice discussion, a little fun and everyone learned something. Let’s face it: the Social Security program is run by a huge bureacracy. Is it really surprising that it isn’t as simple as you think it is? Attend this seminar before you set a retirement date – you might change your mind. . . . . (or be better prepared). We will look at the stability of Social...

Fiscal Fitness

  If any of you aren’t sure about what I can do for you and how the fee-only financial planning process works, this may help: I work like a personal trainer does, except I work on your fiscal fitness! The analogy isn’t original and it is a little simplistic but it does make sense. Just like a personal trainer: We have to do an assessment. What kind of shape are you in now? This isn’t to judge you,...

Updated: Is it Harvest Time?

The Updated information is italicized: Drum roll please! The answer is: Yes, it’s still harvest time. Actually, it’s always harvest time. When I originally wrote this entry, it was nearing the end of the year. I was focusing on the fact that if anyone had losses to take for the year, they should take advantage of the situation for the 2010 tax year. However, if you’re holding securities in a taxable account,...

Why Should You Spend Money on a Financial Plan?

Many people in Las Vegas don’t blink an eye about spending a thousand or two on a weekend getaway, a night out at the casinos and clubs or on a new piece of furniture: many of the same people balk at the thought of spending any money on a financial plan. What’s up with that? OK, I know it’s not sexy or exciting but getting and implementing a plan can ensure that you can continue to afford the fun while...