Toby Keith’s Financial Planning Advice(?)!

Remember that I’m originally from Oklahoma. I grew up listening to country music. This wasn’t my first choice but you didn’t mess with the radio station if my dad was within earshot. Now, I actually enjoy it. I was listening the other day while Toby Keith’s “Somewhere Else” was on and two lines of the lyrics struck a financial or goal planning nerve. Toby had gotten it just right. In...

Update: What you don’t know about your Socia...

The first workshop was held last week. We had a nice discussion, a little fun and everyone learned something. Let’s face it: the Social Security program is run by a huge bureacracy. Is it really surprising that it isn’t as simple as you think it is? Attend this seminar before you set a retirement date – you might change your mind. . . . . (or be better prepared). We will look at the stability of Social...

Fiscal Fitness

  If any of you aren’t sure about what I can do for you and how the fee-only financial planning process works, this may help: I work like a personal trainer does, except I work on your fiscal fitness! The analogy isn’t original and it is a little simplistic but it does make sense. Just like a personal trainer: We have to do an assessment. What kind of shape are you in now? This isn’t to judge you,...

New Budget/Debt Management Package

If you or a loved one is struggling with managing finances, I’ve started offering a package that is designed to educate, motivate and inform the recipients of how to get a handle on their money. The menu item from my services page follows: Back On Track Plan {Great Gift Idea for Those You Love!} This is a judgment-free plan for those of you that are struggling with debt or with being able to save. We will create a...

A Resolution Worth Keeping

While most New Year’s resolutions are worth keeping. Those associated with your happiness, health and wealth should receive priority. And, necessarily, as a personal financial planner, I have to advocate for those resolutions relating to your financial security. If you have peace of mind surrounding your financial situation, it makes dealing with the other obstacles life throws your way less overwhelming. The basics...

Save on Auto-Pilot

There are two types of people in the world. Habitual savers and the rest of us. The habitual savers were either born that way or had role models that showed them the way. Good news. The rest of us can figure out a way to save. After a while, it’ll feel so good that we start to do it without thinking about it. The hard part is getting started. During this blog entry, I’m talking about all types of savings. This can be for...